• Extra cash for your immediate needs
• Settle high interest credit card balance to reduce interest expense

Offer 1: HK$0 Cash Advance Handling Fee

Selected customers can enjoy cash advance handling fee rebate* for the first 3 cash advance transactions made with your sim Credit Card (including transactions made through ATMs or the sim Credit Card mobile app) during the promotion period. The maximum rebate amount is HKD600.

*Customers are still required to pay interest on cash advances, which will be calculated from the date of such advance until full repayment of the entire outstanding balance is received. For details of the Annualized Percentage Rate (APR) for cash advances, please refer to the monthly statement for details.

Offer 2: Up to 100% Cash Advance Interest Rebate for Statements in Jan-Mar 2025

Selected customers who accumulate a total cash advance amount of HKD12,000 or above during the Promotion Period can enjoy up to 100% interest rebate^ on the cash advance interest amount posted on the related credit card statements issued in January-March 2025 (based on the statement cut-off date). The maximum rebate amount is HKD800.
 

^Customers are required to pay the minimum payment amount stated on the credit card statement in order to avoid their credit card account becoming delinquent.  The calculation of Interest Rebate shall not include the interest generated from credit card fees and charges (e.g. cash advance handling fees).

Example 1:

Assuming the customer does not have cash advances before 17 January 2025, and makes a cash advance of HKD20,000 on 27 January 2025 (the statement cut-off date being the 22nd of each month).

Example 2:

Assuming the customer does not have cash advances before 17 January 2025, and makes a cash advance of HKD20,000 on 20 January 2025 (the statement cut-off date being the 22nd of each month).