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<div class="raw-html-embed"><table><tbody><tr><td><center><img src="https://cc-web-prd.s3.ap-east-1.amazonaws.com/Card_Face_728d2258bc.png?updated_at=2025-04-02T06:50:42.777Z" alt="Image"><center></center></center></td><td><center><p>sim Credit Card and sim World Mastercard<sup>®</sup> are introducing all-new cashback promotion - more thoughtful and tailored to your needs! Feel free to choose the card that best suits your spending habits!</p></center></td></tr></tbody></table></div>

<div class="raw-html-embed"><center>sim Credit Card 及 sim World Mastercard<sup>®</sup> 以全新現金回贈優惠<br>登場，更貼心、更符合你sim意，大家可以根據平時消費習慣揀選適合自己嘅信用卡！<br></center><table></table></div>

<h3><span style="font-size:17px;"><strong>sim Credit Card 現金回贈優惠新玩法</strong></span></h3>

<div class="raw-html-embed"><br><table><tbody><tr><td><center><img src="https://cc-web-prd.s3.ap-east-1.amazonaws.com/online_rebate_d70db6f9a6.png?updated_at=2025-03-31T02:26:32.983Z" width="200" alt="Image"></center></td><td><center><font size="4">Online Spending<br>up to</font><b><span style="color:#44009A"><font size="7"> 8% </font></span></b><font size="4">CashBack&nbsp;</font></center></td></tr><tr><td>&nbsp;&nbsp;&nbsp;&nbsp;</td></tr><tr><td><center><img src="https://cc-web-prd.s3.ap-east-1.amazonaws.com/1_fbab4f3528.png?updated_at=2026-04-29T08:05:51.684Z" width="600" alt="Image"></center></td>
<td><center><font size="4">Selected Local Merchants<br>up to</font><b><span><span style="color:#44009A"><font size="7"> 3% </font></span></span></b><font size="4">CashBack</font><br><font size="1.2em">Designated Local Merchants include:<br>Adidas<br>Fila<br>PUMA<br>Matsumotokiyoshi<br>Tokyo Lifestyle<br>(In no particular order)
</font><br></center></td></tr><tr><td>&nbsp; &nbsp; &nbsp; </td></tr>
<tr><td></td></tr><tr><td><center><img src="https://cc-web-prd.s3.ap-east-1.amazonaws.com/2_cashback_banner_936x422_EN_521dcb1fb9.png?updated_at=2026-02-03T06:05:07.436Z" width="600" alt="Image"></center></td><td><center><font size="4">Bill Payments<br> up to </font><b><span><span style="color:#44009A"><font size="7">&nbsp;2%&nbsp;</font></span></span></b><font size="4">CashBack</font><br></center><center><br><font size="1.2em">+Exclude payments paid to the Inland Revenue Department.<br>Please click <a href="https://thesim.com/en/campaign/BILL_PAYMENT">here</a> for Bill Payment Service details.</font></center></td></tr></tbody></table><br></div>

<div class="raw-html-embed"><table><tbody><tr><td rowspan="2"><center><img src="https://cc-web-prd.s3.ap-east-1.amazonaws.com/0319_revamp_website_visual_v2_web_visual_EN_28b7872399.jpg?updated_at=2025-04-01T01:02:18.318Z" width="600" alt="Image"></center></td>
<td><p align="right"><img src="https://cc-web-prd.s3.ap-east-1.amazonaws.com/thumbnail_164786b_f_RGB_3_cc027cb1dd_f73e4ae157.png?updated_at=2025-04-01T01:04:38.588Z" width="80" alt="Image"></p></td></tr>
<tr><td><center><font size="4">Local Transportation<br>up to</font><b><span><span style="color:#44009A"><font size="7"> 8%</font></span></span></b><font size="4">CashBack</font><br><br><font size="1.2em">Eligible Local Transportation include:<br>CityBus and Cityflyer, KMB, LWB, MTR^,<br>Tram and Star Ferry<br>(In no particular order)</font></center><br>&nbsp;<br></td></tr></tbody></table></div>

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<div class="raw-html-embed"><font size="1">The above promotion shall be subject to the Terms and Conditions of <a href="https://www.thesim.com/en/legal">"sim Credit Card CashBack Promotion"</a> and <a href="https://www.thesim.com/en/legal" <="" a="">sim Credit Card/ sim World Mastercard® Welcome Offer"</a>.</font></div>

<div class="raw-html-embed"><table><tbody><tr><td><p align="left"><img src="https://cc-web-prd.s3.ap-east-1.amazonaws.com/thumbnail_164795b_f_RGB_7_b3c5cffce3_2dc29d2d23.png?updated_at=2025-04-01T01:04:38.045Z" width="80" alt="Image"></p></td><td rowspan="2"><center><img src="https://cc-web-prd.s3.ap-east-1.amazonaws.com/0324_card_revamp_website_visual_v2_web_visual_EN_19703672c0.jpg?updated_at=2025-04-01T01:06:02.834Z" width="600" alt="Image"></center></td></tr><tr><td><center><font size="4">Eligible Overseas Transactions<sup>#</sup><br>up to</font><b><span style="color:#44009A"><font size="7"><span> 8% </span></font></span></b><font size="4">CashBack</font><br></center><br>&nbsp;<br>&nbsp;</td></tr></tbody></table></div>

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<div class="raw-html-embed"><font size="1">The above promotion shall be subject to the Terms and Conditions of <a href="https://www.thesim.com/en/legal">"sim World Mastercard® CashBack Promotion"</a> and <a href="https://www.thesim.com/en/legal">"sim Credit Card/ sim World Mastercard® Welcome Offer"</a>.</font></div>

<p>"Non-Online Eligible Retail Transactions" means Eligible Retail Transactions that are not Eligible Online Retail Transactions. Regardless of the currencies of the transactions or the locations at which the transactions are cleared, settled or processed, the currencies of the transactions and the transaction amounts converted into Hong Kong dollars as shown on the relevant monthly statement shall be conclusive and binding on the Eligible Cardholders.</p>

<p>Only applicable to transactions made for paying MTR fares through tapping at gates. Excluding Airport Express stations, Light Rail and MTR Bus. Transactions made at the Customer Service Centres in MTR stations or via MTR Mobile for purchasing Multi Rides Tickets or any other product are not eligible transactions for the reward.</p>

<p>"Eligible Overseas Transactions" refer to retail transactions made outside Hong Kong that are posted in any currency other than Hong Kong dollars. And online overseas retail transactions conducted online will be regarded as Eligible Online Retail Transactions.</p>

<p>The maximum amount of CashBack that may be awarded to each card account of an Eligible Card under the CashBack Promotion is HKD200 per calendar month and HKD1,000 in total for the entire Promotion Period.</p>

<p>The rebate percentages set out above are inclusive of the basic rebate percentage of 0.4% applicable to an Eligible Card.</p>

<p>Eligible Cardholders can enjoy CashBack on above designated type of Eligible Retails Transactions upon accumulating a spending of HKD1,000 on Non-Online Eligible Retail Transactions within a calendar month.</p>

<h3><span style="font-family:&quot;Calibri&quot;,sans-serif;font-size:17px;"><strong>Discover Cashback Promotion updates for sim Credit Card!</strong></span></h3>

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<p>「合資格非網上零售簽賬」指不是合資格網上零售簽賬的合資格零售簽賬。不論交易的簽賬貨幣或交易結算地點為何，簽賬金額以信用卡月結單上的簽賬貨幣及已折算為港幣之金額為準。</p>

<p>只適用於拍卡出入閘繳付港鐵車費的交易。不適用於機場快綫車站、輕鐵及港鐵巴士。於港鐵站客務中心或經MTR Mobile以信用卡支付購買多程車票或其他產品並非此優惠之合資格交易。</p>

<p>「合資格海外零售簽賬」是指在以港元以外貨幣誌賬之香港境外零售簽賬，而網上進行之海外零售簽賬交易會被視為合資格網上零售簽賬。</p>

<p>每個合資格信用卡賬戶在本現金回贈優惠推廣下於每個曆月最多合共可獲享HKD200現金回贈，整個優惠期最多可享獲合共HKD1,000現金回贈。</p>

<p>上述回贈比率已包括適用於合資格信用卡基本之0.4%現金回贈。</p>

<p>於相同曆月内，累積合資格非網上零售簽賬滿HKD1,000，合資格持卡人可獲享以上指定合資格零售簽賬類別的現金回贈。</p>

<div class="raw-html-embed"><table><tbody><tr><td><center><img src="https://cc-web-prd.s3.ap-east-1.amazonaws.com/online_rebate_TC_ff8c2e8fcb.png?updated_at=2025-03-31T02:26:32.782Z" width="230" alt="Image"></center></td><td><center><font size="4">網上零售簽賬<br>高達</font><b><span><span style="color:#44009A"><font size="7">&nbsp;8%&nbsp;</font></span></span></b><font size="4">現金回贈</font><br></center></td></tr><tr><td>&nbsp; &nbsp; &nbsp; </td></tr><tr><td><center><img src="https://cc-web-prd.s3.ap-east-1.amazonaws.com/2_479a3999f5.png?updated_at=2026-04-29T08:05:51.626Z" width="600" alt="Image"></center></td>
<td><center><font size="4">指定商戶簽賬高達</font><b><span><span style="color:#44009A"><font size="7">3%</font></span></span></b><font size="4">現金回贈</font><br><font size="1.2em">指定本地商戶包括：<br>Adidas<br>Fila<br>PUMA<br>松本清<br>東京生活館<br>（排名不分先後）</font><br></center></td></tr><tr><td>&nbsp; &nbsp; &nbsp; </td></tr>
<tr><td></td></tr><tr><td><center><img src="https://cc-web-prd.s3.ap-east-1.amazonaws.com/2_cashback_banner_936x422_TC_b29789e999.png?updated_at=2026-02-03T06:05:07.452Z" width="600" alt="Image"></center></td><td><center><font size="4">繳費回贈<br>高達</font><b><span><span style="color:#44009A"><font size="7">&nbsp;2%&nbsp;</font></span></span></b><font size="4">現金回贈</font><br></center><center><font size="1.2em"><br>+不包括向香港稅務局繳交之款項。<br>有關繳費服務詳情請 <a href="https://thesim.com/tc/campaign/BILL_PAYMENT">按此</a>
</font></center></td></tr></tbody></table></div>

<div class="raw-html-embed"><table><tbody><tr><td rowspan="2"><center><img src="https://cc-web-prd.s3.ap-east-1.amazonaws.com/0319_revamp_website_visual_v2_web_visual_TC_e58ae8131b.jpg?updated_at=2025-04-01T01:02:18.248Z" width="600" alt="Image"></center></td>
<td><p align="right"><img src="https://cc-web-prd.s3.ap-east-1.amazonaws.com/thumbnail_164786b_f_RGB_3_cc027cb1dd_f73e4ae157.png?updated_at=2025-04-01T01:04:38.588Z" width="80" alt="Image"></p></td></tr>
<tr><td><center><font size="4">指定本地公共交通工具簽賬<br>高達</font><b><span><span style="color:#44009A"><font size="7">&nbsp;8%&nbsp;</font></span></span></b><font size="4">現金回贈</font><br><br><font size="1.2em">指定本地交通工具包括：<br>城巴及城巴機場快線、九巴、龍運巴士、港鐵^、<br>香港電車、天星小輪<br>(排名不分先後)</font></center><br>&nbsp;<br></td></tr>
</tbody></table></div><p style="text-align:center;">&nbsp;</p><p style="text-align:center;">&nbsp;</p><div class="raw-html-embed"><center><b><span style="color:#44009A"><font size="7"><span> 迎新優惠 </span></font></span></b></center></div>

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<div class="raw-html-embed"><font size="1">以上推廣受<a href="https://www.thesim.com/tc/legal">「sim Credit Card 現金回贈優惠」</a> 及 <a href="https://www.thesim.com/tc/legal">「sim Credit Card / sim World Mastercard®迎新推廣優惠」</a>之條款及細則約束。</font></div>

<div class="raw-html-embed"><table><tbody><tr><td><p align="left"><img src="https://cc-web-prd.s3.ap-east-1.amazonaws.com/thumbnail_164795b_f_RGB_7_b3c5cffce3_2dc29d2d23.png?updated_at=2025-04-01T01:04:38.045Z" width="80" alt="Image"></p></td><td rowspan="2"><center><img src="https://cc-web-prd.s3.ap-east-1.amazonaws.com/0324_card_revamp_website_visual_v2_web_visual_TC_a227eed71e.jpg?updated_at=2025-04-01T01:06:02.787Z" width="600" alt="Image"></center></td></tr><tr><td><center><font size="4">合資格海外零售簽賬<sup>#</sup><br>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;高達</font><b><span style="color:#44009A"><font size="7"><span> 8% </span></font></span></b><font size="4">現金回贈&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</font></center><br><br></td></tr></tbody></table></div><p style="text-align:center;">&nbsp;</p><p style="text-align:center;">&nbsp;</p><div class="raw-html-embed"><center><b><span style="color:#44009A"><font size="7"><span> 迎新優惠 </span></font></span></b></center></div>

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<div class="raw-html-embed"><font size="1">以上推廣受<a href="https://www.thesim.com/tc/legal">「sim World Mastercard® 現金回贈優惠」</a> 及 <a href="https://www.thesim.com/tc/legal">「sim Credit Card / sim World Mastercard®迎新推廣優惠」</a>之條款及細則約束。</font></div>

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Promotion Campaign

sim Credit Card | Simple registration for all | Earn 8% CashBack!

 sim Credit Card Website

Starting from the card statement issued in June, the channel for sending statement notification messages will change from SMS to push notifications via the sim Credit Card app. Be reminded to turn on app push notifications to ensure timely receipt of statement notifications.

Notice of Change of Notification Channel

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sim Credit Card - sim World Mastercard - sim card - App - App Store - Google Play - Download Now

sim Credit Card Mobile app
master your balance and payment, anytime and anywhere

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sim Credit Card - sim World Mastercard - sim卡 - App - App Store - Google Play - 立即下載