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Dream Easy
Our goal is SiMPLE: to make your pursuit of dreams easier. That's why sim Credit Card offers simple card applications and up to 8% CashBack on your purchases*. Welcome to SiMPLE life!
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SiMPLE iNSTANT
MONEY
sim Credit Card - sim World Mastercard - sim card - credit card - easy application - easy approval
Simple registration for all
sim Credit Card - sim World Mastercard - sim card - credit card - easy application - easy approval
Students welcome! Registration only takes a moment!
sim Credit Card - sim World Mastercard - sim card - instant - easy cash for all
Easy cash for all
sim Credit Card - sim World Mastercard - sim card - instant - easy cash for all
Cash by 1 click on app
sim Credit Card - sim World Mastercard - sim card - credit card - Up to 8% Cashback - Up to 8% Cashback for all
Up to 8% CashBack for all
sim Credit Card - sim World Mastercard - sim card - credit card - Up to 8% Cashback - Up to 8% Cashback for all
Up to 8% CashBack for all the spending
Discover Cashback Promotion updates for sim Credit Card!

From 1 April to 30 June 2025, sim Credit Card and sim World Mastercard® are introducing all-new cashback promotion - more thoughtful and tailored to your needs! Feel free to choose the card that best suits your spending habits!

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sim Credit Card
sim World Mastercard®
Why sim Credit Card

sim Credit Card understands Hong Kong people are too busy to deal with hassle, therefore sim provides simple and instant credit card service, letting everyone save time and money in an easy way!

Main Features
Up to 8% CashBack* for online spending and local transportation transactions!
3% CashBack* for designated local merchants spending
Instant cash by 1 click on app
Students (Perpetual annual fee waiver for Full-time University/Tertiary Students) & slashers welcome, SiMPLE registration for all!

Upon accumulating a spending of HKD1,000 on Non-Online Eligible Retail Transactions+ within a calendar month, sim Credit Card and sim World Mastercard® cardholders can enjoy below CashBack offer:


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Supreme
Welcome Offer
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Kick start your CashBack journey in just a moment
• Age 18 or above
*

The maximum amount of CashBack that may be awarded to each card account of an Eligible Card under the CashBack Promotion is HKD200 per calendar month and HKD600 in total for the entire Promotion Period.

+

"Non-Online Eligible Retail Transactions" means Eligible Retail Transactions that are not Eligible Online Retail Transactions. Regardless of the currencies of the transactions or the locations at which the transactions are cleared, settled or processed, the currencies of the transactions and the transaction amounts converted into Hong Kong dollars as shown on the relevant monthly statement shall be conclusive and binding on the Eligible Cardholders.

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MTR only applicable to transactions made for paying MTR fares through tapping at gates. Excluding Airport Express stations, Light Rail and MTR Bus. Transactions made at the Customer Service Centres in MTR stations or via MTR Mobile for purchasing Multi Rides Tickets or any other product are not eligible transactions for the reward.

#

"Eligible Overseas Transactions" refer to retail transactions made outside Hong Kong that are posted in any currency other than Hong Kong dollars. And online overseas retail transactions conducted online will be regarded as Eligible Online Retail Transactions.

1

The rebate percentages set out above are inclusive of the basic rebate percentage of 0.4% applicable to an Eligible Card.

2

Eligible Cardholders can enjoy CashBack on above designated type of Eligible Retails Transactions upon accumulating a spending of HKD1,000 on Non-Online Eligible Retail Transactions within a calendar month.

Up to 8% CashBack
for all
Up to 8% CashBack for all the online spending!
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SiMPLE Registration
for all
Get your sim Credit Card with simple approval in only 3 steps.
sim Credit Card - sim World Mastercard - sim card - Up to 8% Cashback - credit card - credit card offers - easy application - easy approval
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