sim Credit Card understands Hong Kong people are too busy to deal with hassle, therefore sim provides simple and instant credit card service, letting everyone save time and money in an easy way!

Why sim Credit Card

Up to 8% CashBack* for online spending and local transportation transactions!

3% CashBack* for designated local merchants spending

Students (Perpetual annual fee waiver for Full-time University/Tertiary Students) & slashers welcome, SiMPLE registration for all!

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Main Features 

Supreme

Welcome Offer

Up to 8% CashBack on online and selected local transportation spending

Kick start your CashBack journey in just a moment

sim World Mastercard - sim card - credit card

Up to 8% CashBack* for all the online and overseas spending!

Main Features

• Min. annual income HKD150,000 
• Age 18 or above

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Up to 8% CashBack on online and overseas spending

Up to 8% CashBack for all the online spending!

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for all

Up to 8% CashBack

Get your sim Credit Card with simple approval in only 3 steps.

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SiMPLE Registration

<div class="raw-html-embed">sim Credit Card and sim World Mastercard® are introducing all-new cashback promotion - more thoughtful and tailored to your needs!&nbsp;Feel free to choose the card that best suits your spending habits!</div>

The maximum amount of CashBack that may be awarded to each card account of an Eligible Card under the CashBack Promotion is HKD200 per calendar month and HKD600 in total for the entire Promotion Period.

"Non-Online Eligible Retail Transactions" means Eligible Retail Transactions that are not Eligible Online Retail Transactions. Regardless of the currencies of the transactions or the locations at which the transactions are cleared, settled or processed, the currencies of the transactions and the transaction amounts converted into Hong Kong dollars as shown on the relevant monthly statement shall be conclusive and binding on the Eligible Cardholders.

MTR only applicable to transactions made for paying MTR fares through tapping at gates. Excluding Airport Express stations, Light Rail and MTR Bus. Transactions made at the Customer Service Centres in MTR stations or via MTR Mobile for purchasing Multi Rides Tickets or any other product are not eligible transactions for the reward.

"Eligible Overseas Transactions" refer to retail transactions made outside Hong Kong that are posted in any currency other than Hong Kong dollars. And online overseas retail transactions conducted online will be regarded as Eligible Online Retail Transactions.

The rebate percentages set out above are inclusive of the basic rebate percentage of 0.4% applicable to an Eligible Card.

Eligible Cardholders can enjoy CashBack on above designated type of Eligible Retails Transactions upon accumulating a spending of HKD1,000 on Non-Online Eligible Retail Transactions within a calendar month.

The above promotion shall be subject to the relevant terms and conditions, please click <a href="https://thesim.com/en/legal">here </a>for details.

Discover Cashback Promotion updates for sim Credit Card!

SiMPLE iNSTANT

Simple

sim Credit Card - sim World Mastercard - sim card - credit card - easy application - easy approval

Students welcome! Registration only takes a moment!

iNSTANT

sim Credit Card - sim World Mastercard - sim card - instant - easy cash for all

Money

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MONEY

Our goal is SiMPLE: to make your pursuit of dreams easier. That's why sim Credit Card offers simple card applications and up to 8% CashBack on your purchases*. Welcome to SiMPLE life!

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Dream Easy

簡單 快脆

 速速磅​

sim Credit Card application requires only 3 steps. Instant approval - credit card readily available! Welcome offer up for grabs!

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sim Credit Card | Simple registration for all | Earn Up to  8% CashBack!

sim Credit Card | Simple registration for all | Earn up to 8% CashBack!

 sim Credit Card Website

Starting from the card statement issued in June, the channel for sending statement notification messages will change from SMS to push notifications via the sim Credit Card app. Be reminded to turn on app push notifications to ensure timely receipt of statement notifications.

Notice of Change of Notification Channel

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sim Credit Card Mobile app
master your balance and payment, anytime and anywhere

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sim Credit Card - sim World Mastercard - sim卡 - App - App Store - Google Play - 立即下載